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Non-Performing Assets Recovery Law Professional Committee

I. Introduction

As one of the professional committees of Guangdong Chenggong Law Firm, the Non-Performing Assets Recovery Legal Professional Committee (hereinafter referred to as "the Committee") is chaired by Li Chunxiu, an equity partner, senior attorney, and director of our firm. The Committee brings together our firm's specialized lawyers in the non-performing assets (NPA) field, forming a professional team that:

  • Is grounded in in-depth research on NPA recovery and disposal theories

  • Is built upon extensive practical experience in NPA legal work

  • Is centered around a specialized attorney team

  • Provides high-quality, efficient legal services for NPA recovery

The Committee aims to establish the "Chenggong NPA Recovery Professional Committee" brand, earning client trust and recognition through professional legal services while creating value for clients and the team.


II. Comprehensive Services

(1) Front-End Services

  1. Connect with asset management companies, banks, financial institutions, quasi-financial institutions, investment firms, and individual investors to obtain NPA information.

  2. Provide legal advisory, compliance review, and training services for clients on NPA matters.

  3. Conduct legal due diligence for NPA portfolios.

(2) Mid-End Services

  1. Provide investment partner matching and NPA buyer/seller matching legal services.

  2. Offer funding and financing legal support.

  3. Facilitate NPA portfolio acquisition/transfer legal services.

(3) Back-End Services

  1. Provide judicial recovery services for investors, including but not limited to:

    • Litigation/arbitration representation

    • Enforcement representation

    • Bankruptcy reorganization

    • Bankruptcy liquidation

    • Debt restructuring

  2. Offer NPA portfolio transfer legal services.


III. Business Segments

(1) Retail Loan Services

Representing asset management companies, banks, financial institutions, quasi-financial institutions, investment firms, and individual investors in recovering:

  • Credit card loans

  • Bulk personal credit loans

  • Bulk corporate credit loans
    through litigation and non-litigation methods.

(2) Collateralized Loan Services

Handling recovery and disposal of:

  • Secured claims

  • Hybrid debt asset portfolios

(3) Loss-Category Asset Services

Managing recovery of loss-category asset portfolios through litigation and non-litigation approaches.

(4) Restructuring & M&A Services

Adopting investment banking strategies to provide special asset restructuring for distressed enterprises, integrating legal, financial, real estate, and commercial resources to:

  • Restructure and revitalize assets

  • Enhance value

  • Optimize tax planning

  • Resolve liquidity issues

(5) Non-Litigation NPA Services

  • Due diligence

  • Legal consulting

  • Compliance reviews

  • Training programs


IV. Success Cases

(1) Banking Sector

Our team has handled numerous NPA maintenance, disposal, and litigation cases, including:

  • 100+ NPA cases transferred from Industrial and Commercial Bank of China (ICBC) Guangdong Branch (2011)

  • Recovery representation for major banks and financial institutions such as:

    • Ping An Bank

    • Bank of Beijing (Shenzhen Branch)

    • China Construction Bank (Shenzhen Branch)

    • ICBC (Shenzhen Branch)

    • Agricultural Bank of China (Shenzhen Branch)

    • China Merchants Bank (Shenzhen Branch)

    • Industrial Bank (Shenzhen Branch)

    • Shanghai Yixin Financial Leasing Co., Ltd.

    • Dalian Shengxin Auto Leasing Co., Ltd.

    • Shenzhen Lianyin Microfinance Co., Ltd.

(2) Bankruptcy Reorganization & Liquidation

As a Tier-3 Administrator recognized by the Shenzhen Intermediate People's Court (since May 2018), our firm has handled 20+ bankruptcy liquidation cases, including:

  • Shenzhen Kelaiqi Catering Management Co., Ltd.

  • Shenzhen Jujiada Power Technology Co., Ltd.

  • Shenzhen Jiyuanjia Technology Co., Ltd.

  • Shenzhen Zhengguang Electronics Co., Ltd.

  • Shenzhen Haiyu Communication Parts Co., Ltd.

  • Shenzhen Jinwan Property Management Co., Ltd.

  • Shenzhen Kuangsheng Technology Co., Ltd.

(3) Individual Investor NPA Acquisition & Recovery

Representing multiple individual investors in acquiring NPA portfolios and providing post-acquisition enforcement services.